Local payment methods by country
ATLAS takes pay-ins and sends pay-outs in six markets, each with the methods buyers there already use. You connect once, and every market settles to your balance in USDT.
Six markets, one API
Each row below is a market you can sell into today. India, South Korea, Argentina and Venezuela each have a page with the methods, the details a buyer receives and the way you connect there.
| Market | Pay-in | Pay-out | Currency |
|---|---|---|---|
 India | UPI, UPI Intent, IMPS | UPI, IMPS | INR |
 South Korea | Bank transfer, Kakao Pay | Bank transfer | KRW |
 Argentina | Transfer to a CVU or CBU | Bank transfer to a CBU | ARS |
 Venezuela | Pago Móvil | Pago Móvil / bank transfer | VES |
| Turkey | Havale, IBAN | Havale, IBAN | TRY |
| Europe and the UK | Visa, Mastercard, Apple Pay, Google Pay | OCT to cards, SEPA Instant | EUR, GBP (UK), USD (OCT, EU/EEA/CH) |
What each market looks like
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India
India runs three pay-in methods on two rails. UPI and UPI Intent pay a UPI ID, IMPS pays a bank account and IFSC, and buyers on the pay page get PhonePe and Paytm buttons with the amount locked. Pay-outs go to UPI IDs or bank accounts.
Payments in India -
South Korea
In South Korea buyers pay by bank transfer or Kakao Pay in whole won, and never type a reference. The pay page speaks Korean, and pay-outs go to Korean bank accounts.
Payments in South Korea -
Argentina
In Argentina the buyer sends pesos from a bank or wallet app to a 22-digit CVU or CBU. Pay-outs go by bank transfer to a CBU, and you connect server to server.
Payments in Argentina -
Venezuela
In Venezuela buyers pay by Pago Móvil to a phone number, cédula and bank, and ATLAS checks each pay-in by hand before it is marked paid. Pay-outs go by Pago Móvil / bank transfer, with the same details plus an account number.
Payments in Venezuela
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Turkey takes Havale and IBAN transfers in TRY, for pay-ins and pay-outs.
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Europe and the UK: Visa, Mastercard, Apple Pay and Google Pay in, in EUR, or EUR and GBP in the UK; OCT to cards and SEPA Instant out in EUR, with OCT in USD as well in the EU, EEA and Switzerland. Contact us for details.
How coverage works
Our trader network takes payments first. Partner routes take over where it runs short, with automatic failover. Payment routing explains how.
One integration across markets
A pay-in request has the same shape in every market the API reference covers: amount, currency, geo, expiresIn, merchantOrderId, clientReference, and a paymentMethod where the market has more than one rail. What changes is the answer. India returns a UPI ID or an account with its IFSC, South Korea an account or a Kakao Pay QR, Argentina a 22-digit CVU or CBU, Venezuela a phone, a cédula and a bank.
GET /api/merchant/payment-methods?geo={geo} shows which methods are switched on for your account in each market, and the API docs open in a separate view per country. Markets, limits and terms are agreed with you before you go live.
Whatever the local currency, your balance is kept in USDT, and auto-settle or a withdrawal on request sends it to your TRC-20 wallet. For the full merchant offer, start at merchants.
{ "amount": 5000.00, "currency": "ARS", "geo": 1, "expiresIn": 900, "merchantOrderId": "order-12345", "clientReference": "customer-7781", "paymentMethod": "cvu"}{ "payInId": "1c75c312-93f3-4b34-903e-10fb38a56bec", "ownerName": "Demo Receiver", "bankName": "Demo Bank", "cbu": "0000177501057000189625", "amount": 5000.00, "expiresAt": "2026-04-14T13:28:36.837Z"}Integration options by market
The hosted and embedded pay page is available in India and South Korea. In Argentina and Venezuela you show the payment details in your own interface through the H2H API.
| Market | Payment link | Embedded checkout | H2H API |
|---|---|---|---|
| India | Yes | Yes | Yes |
| South Korea | Yes | Yes | Yes |
| Argentina | No | No | Yes |
| Venezuela | No | No | Yes |
The pay page shows what buyers see in English, Hindi and Korean.
New markets on request
We are launching in North Africa and the Middle East and studying payment corridors in both regions now. If the country you need isn't on the list, tell us which one, and we build the route for it.
FAQ
Which countries does ATLAS process payments in?
India, South Korea, Argentina, Venezuela, Turkey, and Europe and the UK.
Do I need a separate integration for each country?
No. One API covers the markets: you send the geo and, where the market has several rails, the paymentMethod on each order.
In what currency am I paid, whatever the market?
In USDT, paid out to your TRC-20 wallet by auto-settle or on request.
Is the hosted payment page available in every market?
No. It works in India and South Korea. In Argentina and Venezuela you connect through the H2H API and show the details yourself.
Does every payment go through your own network?
Our own trader network takes payments first. Where it runs short, traffic cascades to partner routes with automatic failover, and you see the same statuses either way.
Can you add a country that is not on the list?
Yes. We are launching in North Africa and the Middle East, and we build routes to other markets on request.