Local payments in any GEO Settled in USDT

Your customers pay with the methods they already use at home. USDT goes to your wallet automatically once your balance reaches your threshold. If your market isn't on the list yet, we build the route.

  • PhonePe
  • Bank transfer
  • Pago Móvil
  • CVU/CBU

Our own network, end to end

ATLAS runs the whole payment path itself: local accounts, routing, confirmation apps and the ledger. When a route slows down, we see it in our console and move the traffic.

  • 6 markets

    India, South Korea, Argentina, Venezuela, Turkey, Europe and the UK

  • Auto-settle

    USDT to your wallet when your balance reaches your threshold

  • 24/7

    Technical and operations support

Money in, money out, one API

Pay-ins, pay-outs, routing and settlement run through the same integration, and you see all of it together.

Pay-ins

Accept the methods people use every day: UPI and IMPS in India, bank transfers and Kakao Pay in South Korea, Pago Móvil in Venezuela, CVU in Argentina, Havale in Turkey, cards and wallets in Europe.

Pay-ins in detail

Pay-outs

Send money to local accounts and cards: UPI and IMPS, bank transfers, Pago Móvil, SEPA Instant and card pay-outs by OCT.

Pay-outs in detail

Routing

Every payment goes to a route that can take it right now. If one slows down, traffic moves to the next route on its own, with weights and failover order set per merchant and market.

Routing in detail

Pay page

A hosted pay page in English, Hindi and Korean. PhonePe and Paytm buttons open the app with the amount already filled in. A tracker shows the buyer each step, and the page then returns them to your site. Use your own colours, fonts and logo.

Pay page in detail
ATLAS pay page: amount ₹3,049 with PhonePe, Paytm and other UPI app buttons ATLAS pay page: payment successful, returning the buyer to the store

Settlement

Every payment is credited in USDT, and auto-settle sends it to your wallet. You can also withdraw on request, from the dashboard or through the API.

Settlement in detail

Three ways to work with ATLAS

Connect the way that suits your stack

Start in the sandbox. It runs the same contracts as production.

  • Payment link

    Create a pay-in and send the buyer to checkout.url. Nothing to build on the front end.

  • Embedded checkout

    The same pay page inside your checkout. Add our script and call Atlas.mount('#atlas-pay', { url: checkout.embedUrl })

  • H2H API

    Server to server with HMAC-signed requests. You show the payment details in your own interface.

Developer guide Read the API docs

Signed webhooks on final statuses and dispute events, up to 10 delivery attempts

POST /api/merchant/pay-in{  "amount": 3049,  "currency": "INR",  "paymentMethod": "upi",  "merchantOrderId": "order-12345",  "checkout": {    "returnUrl": "https://shop.example/done"  }}201 Created{  "payInId": "5e6f7a8b-9c0d-41e2…",  "amount": 3049,  "checkout": {    "url": "https://api.atlas-online.io/pay/…"  }}
  • HMAC-SHA256 signatures
  • Idempotency keys
  • Two-factor sign-in
  • Roles with an audit log
  • Allowed embedding domains

Tell us where you need to take payments

We reply with the methods and the route for your market and volume.

or write to business@atlas-online.io

Tell us what you need

Send the market, the expected volume and how you want to connect. We'll come back with the methods and the route.

Want to accept payments as a trader? Apply in the portal